Finland · Company credit
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Search financial data, credit ratings, and risk signals for more than 300,000 Finnish companies — and order credit reports with AI-assisted analysis.
Financial Analysis Solutions
Clarity for every
credit and investment decision.
Valuatum delivers advanced credit risk and equity research software to financial institutions worldwide — combining rigorous modelling, intelligent automation, and deep analytical expertise.
Helsinki, Finland · Est. 2000
Built by analysts.
For analysts.
Founded by a team of former equity and credit risk analysts, Valuatum brings practitioner-grade understanding to every part of its platform. We know what financial professionals need because we have done the work ourselves.
2000 Year founded
25+ Years of expertise
SaaS Delivery model
Global Customer base
New from Valuatum
Purpose-built services.
Ready when you are.
Our newest standalone services bring Valuatum's analytical technology directly to specific markets — from Finnish and Danish company risk to private-company valuation and listed-company research.
These services are separate from Valuatum's institutional Credit Risk and Equity Research platforms presented below.
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Denmark · Business credit
AI Credit Reports for Danish Companies
Business credit reports for Danish companies, combining CVR data, credit ratings, bankruptcy risk, and AI-assisted analysis.
View Danish Credit Reports Live now
Finland · Company valuation
AI Valuation for Finnish Companies
AI-assisted valuation reports for Finnish companies, covering valuation range, methods, risks, and key value drivers in one PDF.
Get an AI Valuation Coming soon
Global · Listed companies
AI Equity Reports
Professional AI-generated equity research with segment value analysis, reverse valuation, catalysts, risks, and financial tables.
Preview AI Equity ReportsTrusted by
What We Do
Smarter analysis.
Faster decisions.
Better outcomes.
Valuatum's platform powers the full financial analysis workflow — from initial credit scoring to equity valuation and research delivery. All solutions are built on the same rigorous analytical foundation and delivered as a managed SaaS service.
Our areas of expertise span equity valuation models, credit risk analysis, automated reporting tools, interactive research libraries, and extranet solutions for portfolio managers and private equity investors.
Credit risk analysis and automated scoring
Full financial models for equity research
Automated reporting in PDF, Word, and PowerPoint
Web, Excel, and API access — fully integrated
Core Solutions
Two platforms. One analytical foundation.
Sell-side, buy-side, and credit risk professionals rely on Valuatum across several continents.
Credit Institutions · Banks · Private Equity
Credit Risk
Industry-leading credit risk models powered by advanced machine-learning algorithms. Automate scoring, accelerate credit decisions, and reduce risk across the full credit value chain.
Explore Credit Risk
Stockbrokers · Investment Banks · Asset Managers
Equity Research
Configurable equity research solutions built on the Valuatum platform. Full financial models, automated target prices, screening tools, and seamless report generation for research teams.
Explore Equity Research
Any Company · Global · Instant
AI-Powered Valuation
Upload any company's financial statement and receive an instant valuation or credit risk report in under two minutes. Supports English, Finnish, and Swedish — with additional language options available.
Try Free Today
New — November 2025
Instant AI analysis.
Any company. Any annual report.
Our new AI-powered tools deliver professional company valuations and credit risk reports in under two minutes. Simply upload a PDF financial statement — from a short balance sheet to a 100-page annual report — and get an instant, structured report.
- Customizable forecasts and financial metrics
- Credit score and default probability
- Supports English, Finnish, and Swedish input
- Additional language support available on request
Why Valuatum
The analytical depth
your decisions demand.
We combine deep financial expertise, proprietary machine-learning models, and decades of practitioner experience into a platform that adapts to your workflow — not the other way around.
ML
Advanced Models
XGBoost and machine-learning algorithms that outperform traditional fixed-weight credit rating methods.
SaaS
Fully Managed
Delivered as a service with ongoing maintenance, continuous development, and dedicated support included.
API
Deep Integration
Access via web browser, Excel models, or APIs. White-label and custom integration options available.
Get Started
Ready to sharpen
your financial analysis?
Whether you work in credit risk, equity research, or investment management, Valuatum has a solution tailored to how you work. Start with a free trial — no commitment required.
Helsinki, Finland