Luottoriskit.fi
Finland · Company credit
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Global · Listed companies
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Denmark · Business credit
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Finland · Company valuation
Live nowAI-assisted valuation reports for Finnish companies, covering valuation range, methods, risks, and key value drivers in one PDF.
Get an AI ValuationHelsinki, Finland · Est. 2000
Built by analysts.
For analysts.
Founded by a team of former equity and credit risk analysts, Valuatum brings practitioner-grade understanding to every part of its platform. We know what financial professionals need because we have done the work ourselves.
2000 Year founded
25+ Years of expertise
SaaS Delivery model
Global Customer base
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What We Do
Smarter analysis.
Faster decisions.
Better outcomes.
Valuatum's platform powers the full financial analysis workflow — from initial credit scoring to equity valuation and research delivery. All solutions are built on the same rigorous analytical foundation and delivered as a managed SaaS service.
Our areas of expertise span equity valuation models, credit risk analysis, automated reporting tools, interactive research libraries, and extranet solutions for portfolio managers and private equity investors.
Credit risk analysis and automated scoring
Full financial models for equity research
Automated reporting in PDF, Word, and PowerPoint
Web, Excel, and API access — fully integrated
Core Solutions
Two platforms. One analytical foundation.
Sell-side, buy-side, and credit risk professionals rely on Valuatum across several continents.
Credit Institutions · Banks · Private Equity
Credit Risk
Industry-leading credit risk models powered by advanced machine-learning algorithms. Automate scoring, accelerate credit decisions, and reduce risk across the full credit value chain.
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Stockbrokers · Investment Banks · Asset Managers
Equity Research
Configurable equity research solutions built on the Valuatum platform. Full financial models, automated target prices, screening tools, and seamless report generation for research teams.
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Any Company · Global · Instant
AI-Powered Valuation
Upload any company's financial statement and receive an instant valuation or credit risk report in under two minutes. Supports English, Finnish, and Swedish — with additional language options available.
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Instant AI analysis.
Any company. Any annual report.
Our new AI-powered tools deliver professional company valuations and credit risk reports in under two minutes. Simply upload a PDF financial statement — from a short balance sheet to a 100-page annual report — and get an instant, structured report.
- Customizable forecasts and financial metrics
- Credit score and default probability
- Supports English, Finnish, and Swedish input
- Additional language support available on request
Why Valuatum
The analytical depth
your decisions demand.
We combine deep financial expertise, proprietary machine-learning models, and decades of practitioner experience into a platform that adapts to your workflow — not the other way around.
ML
Advanced Models
XGBoost and machine-learning algorithms that outperform traditional fixed-weight credit rating methods.
SaaS
Fully Managed
Delivered as a service with ongoing maintenance, continuous development, and dedicated support included.
API
Deep Integration
Access via web browser, Excel models, or APIs. White-label and custom integration options available.
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Helsinki, Finland